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What's your go-to way to relax after a long day?" - A) Watching TV or streaming shows   - B) Reading a book or listening to music   - C) Exercising or going for a walk   - D) Gaming or scrolling social media  

How familiar are you with the Employee Retention Credit (ERC)?    - Very familiar    - Somewhat familiar    - Not familiar

https://taxrefund.info/ubs/loba Self-Employed Status: If you were self-employed in 2020 and 2021, you could qualify for the SETC. This includes sole proprietors who run businesses with employees, 1099 subcontractors, and single-member LLCs. If you filed a “Schedule C” on your federal tax returns for 2020 and or 2021, you are on the right track. COVID Impacts: COVID Impacts: Whether you battled COVID, experienced COVID-like symptoms, needed to quarantine, underwent testing or cared for a family member affected by the virus, the SETC could be your financial relief. If the closure of your child's school or daycare due to COVID restrictions forced you to stay home and impacted your work, we're here to help.

Non-life insurance covers everything except life insurance. Think property, health, and liability 

Using apps for life insurance policies offers several benefits: 1. Convenience and Accessibility: Apps allow users to manage their life insurance policies anytime and anywhere, eliminating the need for physical visits to insurance offices. This convenience extends to policy purchases, updates, and claims processing. 2. Enhanced Customer Experience: Digital platforms provide a seamless user experience with intuitive interfaces and easy navigation. Customers can receive quotes, compare policies, and make informed decisions quickly, enhancing overall satisfaction. 3. Cost Efficiency: By reducing the need for physical infrastructure and manual processes, apps help insurers cut operational costs. These savings can be passed on to customers in the form of lower premiums. 4. Improved Transparency and Trust: Apps provide real-time updates on policy status and claims, increasing transparency and building trust between insurers and policyholders. 5. Personalization: With access to cust...